If you are maintaining continuous cover, all applicable waiting periods that you’ve served with your old health fund will be recognised by your new health fund. This includes crediting the time you’ve served under waits. ie. If you’ve served 6 months of a 12 month waiting period, you will not have to start again but instead just serve the remaining time.
You will only have to commence a waiting period if;
- You’ve not held health insurance in the past 30 days, or
- You’ve acquired new or higher benefits.